Practitioner Tool

SOW Workbench

A complete source of wealth review environment built by someone still on the desk. Evidence grading, capacity modelling, findings tracking, and tipping-off logic — in a single HTML file that runs in your browser.

SOW Workbench
$197
SGD · one-time · yours forever
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// Instant download. No subscription. No login required.

What you get
  • SOW Workbench HTML file — runs offline in any browser
  • Five-tier evidence grading with corroboration score
  • Employment capacity model with wage growth and savings rate
  • Findings tracker — Critical / Major / Minor severity
  • Document request log with waiver tracking
  • Tipping-off logic built in — STR items routed to Compliance
  • Singapore-specific — MAS Notice 1014, CDSA s.57, SGD/MYR
  • Free updates when the tool is revised
What it does
01

Evidence Grading

Every document graded on a five-tier reliability scale. Corroboration score calculated against the 60% Primary CE acceptance threshold.

02

Capacity Model

Employment income backwards from declared final salary. Adjustable wage growth and savings rate. Shows whether accumulated wealth is achievable.

03

Findings Tracker

Computed, document, retrieved, and methodology findings with severity levels. Tracks open versus resolved. Governance summary at the end.

04

Document Request Log

What was requested, when, submitted, outstanding, or waived. The audit trail QA and external reviewers look for — built in from the start.

05

Tipping-Off Logic

STR-relevant adverse media and suspicious findings routed to Compliance, not the RM. The prohibition enforced by design, not by memory.

06

Singapore-Specific

MAS Notice 1014 and CDSA s.57. SGD/MYR conversion. Built for the regulatory framework practitioners in Singapore actually work under.

// Try before you buy

See the tool in action

Open the SOW Workbench in your browser, load a case, and see how the evidence grading, capacity model, and findings tracker work together. No login. No data leaves your device.

Open Free Demo →
Built for
Governance Reviewers

The checker layer between RM and Compliance. Use the workbench to stress-test SOW narratives before they go to 2LoD or external review.

Relationship Managers

Build audit-defensible SOW files from the start. The capacity model shows whether your savings rate assumption holds before Compliance asks.

Compliance Officers

A structured framework for reviewing SOW files consistently across a team. The findings tracker creates a documented governance trail.

ACAMS Candidates

See how SOW methodology works in a real practitioner tool. The five-tier evidence framework maps directly to ACAMS examination topics.

// The SOW Workbench is a practitioner tool for professional development and workflow support. It does not constitute legal, regulatory, or compliance advice. Users are responsible for ensuring their work meets applicable regulatory requirements. No client data entered into the tool is transmitted or stored externally — all processing occurs locally in your browser.

Ready to use it?
Get the SOW Workbench — SGD 197 →

// Instant download · No subscription · Free updates